BEST FOR THOSE WHO WANT TO EARN REWARDS ON RENT
If you want to earn transferable Bilt Points when paying rent (up to 100,000 points in a calendar year) and don’t want to pay transaction fees along the way, the Bilt Mastercard® could be a great card for you. It also provides a strong number of perks for a card without an annual fee. (Partner Offer)
At a glance
- 3X Points 3x points on dining
- 2X Points 2x points on travel
- 1X Points 1x points on other purchases
- 1X Points Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.
-
$0 Annual Fee
-
Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
At a glance
- 3X Points 3x points on dining
- 2X Points 2x points on travel
- 1X Points 1x points on other purchases
- 1X Points Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.
-
$0 Annual Fee
-
Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
-
Earns 3x points on dining
-
Earn 2x points on travel
-
Earn 1x points on other purchases
-
Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
-
Use the card 5 times each statement period to earn points
-
Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
-
Point redemptions include airlines, hotels, future rent payments, statement credits, toward a down payment on a home, etc.
-
Select "Apply Now" to learn more about the product features, terms, and conditions
Our Take
TPG Editor's Rating
Overview
The Bilt Mastercard earns transferable Bilt Points on rent payments (up to 100,000 points in a calendar year), provides quality benefits and has no annual fee. The card also earns bonus Bilt Points in popular spending categories, including dining and travel. Bilt Points can be transferred to 18 airlines and hotel loyalty programs, including Alaska Airlines Mileage Plan and World of Hyatt.
Pros
-
You can earn up to 100,000 Bilt Points in a calendar year without any transaction fees when paying rent, even if your landlord doesn't accept credit card payments
-
The card earns 3 points per dollar spent on dining, 2 points per dollar spent on travel and 1 point per dollar spent on other purchases
-
No annual fee
Cons
-
There's no welcome bonus
-
You don't earn points if you don't have at least five transactions per statement period
Who is this card good for?
The Bilt Mastercard isn’t just for those who pay rent. Its travel and purchase protections are solid, and the rewards can be used with a quality group of 18 airline and hotel transfer partners. However, the card is truly unique in its ability to earn rewards on rent payments without transaction fees.
Earning Rewards
Earn 3 points per dollar spent on dining, 2 points per dollar spent on travel and 1 point per dollar spent on other transactions, including rent. You can earn up to 100,000 points from rent payments per calendar year. The card’s earning rates double across all earning categories on the first day of each month (Rent Day), where cardholders can earn 6 points per dollar spent on dining, 4 points per dollar spent on travel and 2 points per dollar spent on other transactions (excluding rent), up to 1,000 bonus points. Cardholders must use the card five times each statement period to earn points (see rewards and benefits).