Have an Amex Business Platinum card? Don’t forget to register for these perks
Editor's Note
The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of perks.
Despite the annual price tag of $695 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card's best benefits aren't automatic; you'll have to enroll your card to get them. Here's a quick look at what those perks are and how to register for them.
Remember, the card is also currently offering a lucrative introductory bonus where new cardholders can earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases in the first three months of card membership. According to TPG's November 2024 valuations, that's worth a whopping $3,000.
Here's what else to know about the Amex Business Platinum.
Related: How to maximize your earning with the Amex Business Platinum
Overview of the Business Platinum perks
The Amex Business Platinum offers more than $1,000 in statement credits that you could potentially maximize. Of the seven credits, you must register for six before you can actually begin using them. Here's a look at what those credits are:
| Credit | Annual amount | Do I need to enroll? | How it works |
|---|---|---|---|
| Dell* | Up to $400 | Yes | Annual statement credit on all U.S. Dell purchases up to $200 semi-annually. This is a $200 increase from the existing Dell benefit |
| Indeed* | Up to $360 | Yes | Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter |
| Adobe* | Up to $150 | Yes | Annual statement credit on select auto-renewing annual purchases, including Adobe Creative Cloud and Acrobat Pro DC |
| Wireless telephone services | Up to $120 | Yes | Annual statement credit for purchases made directly from any US wireless telephone provider, up to $10 per month |
| Clear | Up to $199 | No | Statement credits toward an annual Clear Plus membership for expedited airport security |
| Airline fee | Up to $200 | Yes | Annual airline fee credit of up to $200 in statement credits on charges by the airline you select per calendar year |
| Global Entry or TSA PreCheck | Up to $120 | Yes | Statement credits for Global Entry ($120) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
*These credits are slated to end on June 30, 2025.
Besides statement credits, the Business Platinum card also has several other perks that require enrollment. These include:
- Receive 35% of your points back when you Pay with Points for a first or business-class ticket on any airline or an economy ticket on one airline of your choice (up to 1 million points per calendar year)
- Access to Amex Centurion Lounges, Delta Sky Clubs** (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection
- Gold Elite status with Hilton Honors and Marriott Bonvoy
- Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships; Plus, you can also get a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership
Finally, here are the other top Amex Business Platinum perks that don't require registration:
- 1.5 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and across categories that include:
- U.S. Electronics goods retailers, software and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 5 points per dollar on flights and pre-paid hotels booked in advance through Amex Travel
- Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Global Dining Access by Resy: Exclusive reservations at some of the world's top restaurants, access to premium events, and other perks like priority notification and VIP status
*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Effective February 1, 2025: Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.
Related: Who should (and shouldn't) get the Amex Business Platinum?
How to register
The golden ticket to accessing these perks is through your online Amex account under the "Benefits" tab. Once there, you can find every perk that you need to register for.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining.
Related: Is the Amex Business Platinum worth the annual fee?
Bottom line
The Amex Business Platinum Card is one of our top business cards. It's excellent, especially for businesses with expenses in the statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Apply here: Amex Business Platinum with a 150,000-point welcome offer after you spend $20,000 in the first three months from account opening.
For rates and fees of the Amex Business Platinum, click here.