BEST CARD FOR EARNING FLAT-RATE MILES
The Venture X combines high-end benefits like travel credits, mileage bonuses and lounge access with a simple earning formula that’s easy to maximize. (Partner offer)
At a glance
- 10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 5 Miles 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
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Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
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Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
At a glance
- 10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 5 Miles 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
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Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
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Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
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Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
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Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
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Earn unlimited 2X miles on all other purchases
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Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
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Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
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Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
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Receive up to a $120 credit for Global Entry or TSA PreCheck®
Our Take
TPG Editor's Rating
Overview
The Capital One Venture X Rewards Credit Card is one of the best all-around travel credit cards. It offers a great welcome bonus, and cardholders can earn tons of miles on everyday spending, in addition to receiving a 10,000-mile anniversary bonus to boot. It has an annual fee of $395, but cardholders can count on a $300 annual credit toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.
Pros
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Welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months
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$300 in annual credits toward bookings made through Capital One Travel
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10,000 bonus miles each account anniversary
Cons
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If you don’t travel frequently, this might not be the best card for you
Who is this card good for?
The Capital One Venture X is great for folks looking to get more from their travel experience. Capital One miles can be redeemed for one cent apiece toward travel, but they can also be transferred to 15-plus airline and hotel partners, including Air Canada Aeroplan and Choice Privileges, which can open up tremendous travel opportunities.
If you frequent airports, the card will get you into over 1,300 Priority Pass lounges worldwide, not to mention Capital One’s swanky lounges, the first of which opened at Dallas-Fort Worth in 2021.
The Venture X is also a fantastic all-round earner, accumulating up to 10 miles per dollar spent on hotels and car rentals booked through Capital One, 5 miles per dollar spent on flights and vacation rentals booked through Capital One travel, and 2 miles per dollar spent on other purchases. This way, you can rack up even more travel rewards on your everyday spending.
Earning Rewards
TPG values Capital One miles at 1.85 cents apiece. That means the current sign-up bonus of 75,000 miles is worth an impressive $1,388 toward travel (not provided by the issuer). Apart from that, you can earn 2 miles per dollar spent on everyday purchases and at higher rates on various travel bookings made through Capital One, all of which adds up to a great return on spending.