Capital One Spark Miles for Business

Apply for Capital One Spark Miles for Business Apply now for Capital One Spark Miles for Business at Capital One's secure site Terms & restrictions apply. See rates & fees

BEST FOR FLAT-RATE EARNING ON BUSINESS PURCHASES

Managing business finances can be tough, especially if you’re looking to maximize your spending by earning rewards for each purchase. The Capital One Spark Miles for Business earns a solid 2 miles per dollar spent on every purchase; this means you don’t have to track rotating bonus categories or keep tabs on which categories offer elevated earning rates to reap the most rewards. (Partner offer)

At a glance

  • 5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
  • 2 Miles 2 Miles per $1 on every purchase, everywhere
50,000 miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
N/A
25.74% (Variable)
N/A
25.74% (Variable)
31.74% (Variable)
34.15% (Variable)
$0 intro for first year; $95 after that
670-850
Excellent, Good
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account

At a glance

  • 5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
  • 2 Miles 2 Miles per $1 on every purchase, everywhere
50,000 miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
N/A
25.74% (Variable)
N/A
25.74% (Variable)
31.74% (Variable)
34.15% (Variable)
$0 intro for first year; $95 after that
670-850
Excellent, Good
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
Apply now for Capital One Spark Miles for Business at Capital One's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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4/5

Overview

Business credit cards can unlock all sorts of rewards, and with the Capital One Spark Miles for Business, you’ll earn miles that can elevate your travel experiences — making this a great card for business owners who frequently travel for work. 

 

You can redeem your miles through the Capital One portal for flights, hotels, vacation packages and more. Transfer your miles to Capital One’s 15+ airline and hotel programs to get even more value.

Read the full review

Pros

  • Flat-rate reward earning means you don’t have to juggle different bonus categories
  • Custom Quarterly and year-end spend summaries help simplify budgeting and are especially helpful come tax season

Cons

  • May not provide much value for business owners who don’t frequently travel

Who is this card good for?

This card is great for business owners with expenses in categories not covered by other business credit cards since it earns a flat rate of 2 miles per dollar spent.

Earning Rewards

With the Capital One Spark Miles for Business, you’ll earn 2 miles per dollar spent on all your purchases, with no limits, categories or bonuses to track.