BEST NO-ANNUAL-FEE TRAVEL CARD

The Capital One VentureOne is a travel card that allows cardmembers to earn an unlimited 1.25 miles per dollar spent on all purchases for no annual fee. These miles can be used for travel purchases and are fully transferable to Capital One’s 15-plus travel partners. (Partner offer)

At a glance

  • 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
  • 1.25 Miles 1.25 Miles per dollar on every purchase, every day
20,000 miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
0% intro on purchases for 15 months
19.74% - 29.74% (Variable)
0% intro on balance transfers for 15 months
19.74% - 29.74% (Variable)
29.74% (Variable)
None
$0
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

At a glance

  • 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
  • 1.25 Miles 1.25 Miles per dollar on every purchase, every day
20,000 miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
0% intro on purchases for 15 months
19.74% - 29.74% (Variable)
0% intro on balance transfers for 15 months
19.74% - 29.74% (Variable)
29.74% (Variable)
None
$0
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies
Apply now for Capital One VentureOne Rewards Credit Card at Capital One's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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3/5

Overview

The world of points, miles and credit cards can be difficult to enter, especially when many travel cards come with hefty annual fees or multiple bonus-earning categories to memorize. Luckily for budding travelers, the Capital One VentureOne is a no-annual-fee travel card that allows cardmembers to earn 1.25 miles per dollar spent on every purchase and 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel. These earning rates are also coupled with an easy-to-earn welcome bonus of 20,000 miles once you spend $500 within the first three months from account opening.

Pros

  • No annual fee
  • Earn 1.25 miles on all purchases
  • No foreign transaction fees

Cons

  • Capital One airline transfer partners do not include any large U.S. airlines

Who is this card good for?

The Capital One VentureOne card is a good fit for travelers looking to get into the points and miles world. It offers a flat 1.25 miles per dollar on all purchases and has no annual fee. This simple model and lack of an annual fee make this card a great introduction for travelers looking into earning rewards.

Earning Rewards

The VentureOne earns 1.25 miles per dollar spent on everyday purchases and 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel.