BEST NO-ANNUAL-FEE CARD FOR FOOD AND ENTERTAINMENT
Maximize your cash-back earning ability in high-spend categories, including dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart® and Target®). (Partner offer)
At a glance
- 8% 8% Cash Back on Capital One Entertainment purchases
- 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- 1% 1% Cash Back on all other purchases
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For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
At a glance
- 8% 8% Cash Back on Capital One Entertainment purchases
- 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- 1% 1% Cash Back on all other purchases
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For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
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Earn 8% cash back on Capital One Entertainment purchases
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Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
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No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
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0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies
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No foreign transaction fee
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No annual fee
Our Take
TPG Editor's Rating
Overview
The Capital One Savor Cash Rewards Credit Card serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on popular everyday spending categories, which you can redeem for valuable cash-back rewards back in your pocket. If you travel internationally from time to time, you can even bring this card with you, as there are no foreign transaction fees.
Pros
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Strong return on common spending categories for a no-annual-fee credit card
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Simple earning and redeeming is great for beginners
Cons
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Some cards provide better value with higher reward potential on dining and grocery purchases
Who is this card good for?
There are two types of customers that would benefit from the Capital One Savor. First, the budget-conscious consumer who doesn’t want to pay an annual fee on a credit card but spends frequently on nights out — whether it be at restaurants, at the movies or at concerts — can earn a sizeable 3% return on these purchases.
Additionally, cardholders of the Capital One Venture Rewards Credit Card who want to earn Capital One miles even faster should consider this card. That’s because you can transfer all the rewards earned on the Capital One Savor over to your Capital One Venture card at a 1:1 rate, letting you access Capital One’s 15-plus airline and hotel transfer partners.