BEST FOR BEGINNERS TO TRANSFERABLE POINTS
The Chase Sapphire Preferred® Card is a strong choice for anyone starting out with transferable points or those looking to diversify their points-earning portfolio. In exchange for a $95 annual fee, you’ll gain access to the advantageous Ultimate Rewards program, which unleashes a bevy of potential value for award travel. (Partner offer)
At a glance
- 5x 5x on travel purchased through Chase Travel℠.
- 3x 3x on dining, select streaming services and online groceries.
- 2x 2x on all other travel purchases.
- 1x 1x on all other purchases.
At a glance
- 5x 5x on travel purchased through Chase Travel℠.
- 3x 3x on dining, select streaming services and online groceries.
- 2x 2x on all other travel purchases.
- 1x 1x on all other purchases.
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Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
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Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
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Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
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Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
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Member FDIC
Our Take
TPG Editor's Rating
Overview
We love the Chase Sapphire Preferred because it’s a great introduction to the world of travel rewards. Cardholders can accrue rewards quickly thanks to the card’s popular bonus categories, including dining and travel. Once you earn Ultimate Rewards points, you can redeem them for 1.25 cents apiece through Chase Travel℠ and unlock incredible value through Chase’s 11 airline and three hotel partners when transferring your points.
Pros
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Earn multiple points per dollar in popular categories, such as travel and dining
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Solid welcome bonus valued at $1,230, per our valuations
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Premium travel protection benefits include trip cancellation/interruption insurance, primary car rental insurance and lost luggage insurance
Cons
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This card features a $95 annual fee
Who is this card good for?
The Chase Sapphire Preferred is a good choice for award travel beginners who want to ease into the world of points and miles. Thanks to its versatility and the value of Chase’s Ultimate Rewards points, the Ultimate Rewards program is a favorite across the board. There are multiple ways to redeem points, including for travel, as statement credits and transfers to airline and hotel partners.
Earning Rewards
The card features strong earning rates across popular bonus categories. You can rack up 5 points per dollar spent on travel booked through Chase Travel, 3 points per dollar spent on dining, select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar spent on other travel purchases and 1 point per dollar spent on all other eligible purchases.