Certificates of Deposit News

Stay up to date on the latest rates and trends for certificates of deposit (CD).

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Bar chart showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75%, current as of Feb. 15, 2024.
Top CDs Today: National Leader Guarantees 5.75% Rate for 6 Months
Bar chart showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75%, current as of Feb. 14, 2024.
Top CDs Today: Earn 5.75% for 6 Months—Or a 5% Rate for as Long as 3 Years
Bar chart showing the Top 10 nationwide CDs, which pay 5.51% to 5.75% APY - Current as of Feb. 13, 2024.
Top CDs Today: New 1-Year Rate Leader Is Paying 5.65%
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Earn up to 6.17% With 16 Regional CDs That Out-Pay the National Leaders
Bar chart showing the highest nationally available rate for CD terms of 3 months to 5 years, with APYs ranging from 4.60% to 5.75%. Rates current as of Feb. 12, 2024.
Top CD Rates Today: Earn 5% or More for Up to 3 Years
Bar chart showing the highest nationally available rate for CD terms of 3 months to 5 years, with APYs ranging from 4.60% to 5.75%. Rates current as of Feb. 9, 2024.
Top CDs Today: Leading Rate Drops in 3 Terms, but 5.75% Overall Leader Remains
A chart shows the highest CD APY rate for CDs for terms ranging from three months to five years. The highest rate is 5.75% for a six month term. The lowest is 4.82% for a four year term.
Top CD Rates Today: 5.75% Remains Overall Leader, 5.56% Best From a Bank
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 7, 2024.
CD Rates Today: 5.75% Is Still Best Overall, New Top 6-Month Bank Rate Is 5.51%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 6, 2024.
Top CDs Today: Leading Rate Remains 5.75%, New Best 1-Year Bank CD Rate Is 5.55%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 5, 2024.
Top CDs Today: Leading 1-Year Rate Dips, but Best Overall Holds at 5.75%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 2, 2024.
Top CD Rates Today: Leader Hanging in at 5.75%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Feb. 1, 2024.
Top CDs Today: Leading Rate Falls in 18-Month and 3-Year Terms
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Jan. 31, 2024.
Top CD Rates Today: National Leader Pays 5.75% for 6 Months
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Where Are CD Rates Headed in 2024? What the Fed's News Today Told Us
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Jan. 30, 2024.
Top CDs Today: Leading Rate Holds at 5.75%
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.75%. Rates current as of Jan. 29, 2024.
Top CD Rates Today: New National Leader Takes the Crown With 5.75% Offer
Bar chart showing the top nationwide CD rate in each term, ranging from 4.82% to 5.70%. Rates current as of Jan. 26, 2024.
Top CDs Today: Leading 2-Year Rate Falls, but You Can Still Earn 5.27%
Bar graph showing the number of nationwide CDs paying at least 5.50% in various terms. Rates current as of Jan. 25, 2024.
Top CD Rates Today: Three Dozen Choices Let You Lock in 5.50% to 5.70%
Bar graph showing the top nationwide CD rate in every term, ranging from 4.82% to 5.70% APY. Rates current as of Jan. 24, 2024.
Top CD Rates Today: Best Offers Let You Lock in 5.23% or More—For up to 3 Years
Bar graph showing the top nationwide CD rate in every term, ranging from 4.82% to 5.70% APY. Rates current as of Jan. 23, 2024.
Top CD Rates Today: Earn Above 5% in Every Term From 3 Months to 3 Years
Bar graph showing the 14 nationwide CDs that guarantee at least 5.50% into 2025. Rates current as of Jan. 22, 2024.
Top CD Rates Today: 14 Offers Promise 5.50% or Better Until 2025
Bar graph showing the 8 highest nationwide CD rates, which range from 5.55% to 5.70%. Rates current as of Jan. 19, 2024.
Top CDs Today: 5.70% Is Still the Best Nationwide Rate
Bar graph showing the 8 highest nationwide CD rates, which range from 5.55% to 5.70%. Rates current as of Jan. 18, 2024.
Top CD Rates Today: 8 Best Offers Pay 5.55% to 5.70% on up to 15 Months
Bar graph showing the best nationwide rate in each CD term from 3 months to 5 years, with APYs ranging from 4.82% to 5.70%. Rates current as of Jan. 17, 2024.
Top CD Rates Today: Leading Nationwide Offer Now 5.70% on 9 Months
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CD Rates Have Hit a Record High in Every Term But One
Bar graph showing the 10 best nationwide CDs, which range from 5.55% to 5.75% APY on terms of 3 to 15 months. Rates current as of Jan. 16, 2024.
Top CD Rates Today: The 10 Best Offers Pay 5.55% to 5.75%
Bar graph showing the best nationwide rate in each CD term as of Jan. 12, 2024, with APYs ranging from 4.82% to 5.75%.
Top CDs Today: National Leaders Hold in Every Term, With a Tip-Top Rate of 5.75%
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13 CDs That Pay Above 5.50%—Plus 29 Excellent Runners-Up
Bar graph showing the best nationwide rate in each CD term as of Jan. 11, 2024, with APYs ranging from 4.82% to 5.75%.
Top CDs Today: Best Rate for 1 Year or Longer Is 5.65%
Bar graph showing the seven best nationwide CDs as of Jan. 10, 2024, with APYs ranging from 5.60% to 5.75%.
Top CD Rates Today: Leading 5.75% Offers Hold, While a Runner-Up Evaporates
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Today's Best Savings and CD Rates from Big-Name Banks
Bar graph showing the eight best nationwide CDs as of Jan. 9, 2024, with APYs ranging from 5.60% to 5.75%.
Top CD Rates Today: New 5.75% Offer Joins the National Lead
Bar graph showing the eight best nationwide CDs as of Jan. 8, 2024, with APYs ranging from 5.60% to 5.75%.
Top CDs Today: Best Rate Remains 5.75%, With 7 More Offers at 5.60% or Better
Bar graph showing the nine best nationwide CDs as of Jan. 5, 2024, with APYs ranging from 5.60% to 5.75%.
Top CD Rates Today: 9 Offers Pay 5.60% to 5.75%
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25 CDs That Guarantee Today's Stellar Rates Until 2026—Or Even Longer
Bar graph showing the best nationwide rate in each CD term on Jan. 4, 2024, which range from 4.82% to 5.75%.
Top CDs Today: Leading Rate Drops Below 5% in the 4-Year and 5-Year Terms
Bar graph showing the 8 best nationwide CDs, which pay 5.65% to 5.75% on terms ranging from 3 to 15 months.
Top CD Rates Today: One 5.75% Offer Remains—With 2 Runners-Up at 5.70%
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Jan. 2, 2024.
Top CDs Today: Leading Rate Down to 5.75%—Or 5.77% With a Jumbo Deposit
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 29, 2023.
Top CD Rates Today: Just 2 Offers of 5.75% or Better in the Last Days of 2023
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 28, 2023.
Top CDs Today: 5.79% Remains the Best Rate Across All Terms
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 27, 2023.
Top CD Rates Today: Leading 5.79% Offer Continues for Another Day
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 26, 2023.
Top CD Rates Today: Leading 5.79% Offer Still Available
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 22, 2023.
Top CD Rates Today: Leading 5.79% Offer Takes Us to the Holiday
Bar graph showing the best nationwide CD rate in each term, which range from 5.00% to 5.79% APY. Rates current as of Dec. 21, 2023.
Top CD Rates Today: National Leader Bows Out, New 5.79% Offer Steps In
Bar graph showing the 5 best nationwide CDs, which range in rate from 5.70% to 5.88% APY, on terms of 7 to 14 months
Top CDs Today: Rates Continue to Slip, but Leading 5.88% Offer Remains
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What Will CD Rates Do in 2024? Clues from Today's Fed Announcement
Young black couple sitting in living room looking together at laptop
Bucking the Trend: Instead of Lowering CD Rates, 3 Big Banks Are Now Paying More
Bar graph showing the 6 best nationwide CDs, which range in rate from 5.70% to 5.88% APY, on terms of 7 to 14 months
Top CDs Today: Nation-Leading Rate Is a New and Improved 5.88%
Bar graph showing the 6 best nationwide CDs, which range in rate from 5.70% to 5.76% APY, on terms of 7 to 14 months
Top CD Rates Today: Down to Just 3 Offers of 5.75% or Better (Plus 3 at 5.70%)
Line graph showing the number of nationwide CDs paying 5.75% or more every week from 9/15/23 to 12/15/23, with a peak of 18 CDs and a count of just 5 on Dec. 15.
Top CD Rates Today: Just 5 Offers Remain That Pay 5.75% or Better
Bar graph showing the best nationwide CD rates, ranging from 5.70% to 5.76% APY, on terms of 6 to 14 months. Rates current as of Dec. 14, 2023.
Top CD Rates Today: Earn 5.70% or More on Terms of 6 to 14 Months
Bar graph showing the 8 leading CD rates, which range from 5.00% to 5.76% APY
Top CDs Today: Two Leading Rates Fall, but the Best Overall Remains at 5.76%
Leading CD rates chart
Top CDs Today: Leading Rate of 5.76% Still Available
Bar graph showing the leading nationwide rate in each CD term, ranging from 5.13% to 5.76% APY. Rates current as of Dec. 11, 2023.
Top CDs Today: Nation-Leading Rate of 5.76% Available for 6 or 13 Months
 Older woman with glasses and long white hair looking intently at her laptop at home
Which of the Biggest U.S. Banks Pay the Best Savings and CD Rates?
Bar graph showing the leading nationwide rate in each CD term, ranging from 5.13% to 5.76% APY. Rates current as of Dec. 8, 2023.
Top CDs Today: Yields Are Sliding, Dropping the Leading Rate to 5.76%
Bar graph showing the 12 best-paying nationwide CDs (9 standard and 3 jumbo), with rates ranging from 5.75% to 5.88% APY. Rates current as of Dec. 7, 2023.
Top CD Rates Today: A Dozen Nationwide CDs Are Paying 5.75% to 5.88%
Young woman intently studying her laptop, at home with Christmas tree in the background
Will CD Rates Go Up—Or Down—in 2024?
Bar graph showing the 9 best-paying nationwide CDs, with rates ranging from 5.75% to 5.88% APY. Rates current as of Dec. 6, 2023.
Top CD Rates Today: 9 Best Offers Pay 5.75% to 5.88% on Terms of 6 to 18 Months
Bar graph showing the leading nationwide rate in each CD term, ranging from 5.13% to 5.88% APY. Rates current as of Dec. 5, 2023.
Top CDs Today: Leading 4-Year Rate Drops, but Best Overall Holds at 5.88%